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Guides
Credit & Debt
Credit reports, credit freezes, debts and accounts opened in your name.
Credit & Debt Guides
Freeze My Credit
A credit freeze makes it harder for someone to open new credit accounts in your name. This Guide shows how to place a free freeze with each of the three credit bureaus, for yourself or a child under 16.
Sources last checked October 5, 2026
More help with Credit & Debt
Official places to go
The official websites these Guides send you to. Each opens in a new tab.
- Equifax (opens in a new tab)equifax.com
- Experian (opens in a new tab)experian.com
- TransUnion (opens in a new tab)transunion.com
Take Action
Step-by-step actions to report, protect and prepare. In Take Action, choose “Protect My Credit”.
Your privacy rights
The Privacy Center explains, in plain language, protections that may apply to you and the official places to use them.